Free calculators.
Instant answers.

Calculate cash flow, cap rate, cash-on-cash return, and break-even rent for any rental property.

Monthly payments, total interest, and amortization schedule for any loan type.

Buy, Rehab, Rent, Refinance, Repeat. Model the full BRRRR cycle with real numbers.

Estimate rehab costs, holding costs, and net profit with the 70% rule and deal scoring.

Compare the true cost of renting versus buying, including opportunity cost.

Quick deal-or-no-deal verdict with instant letter grading against 5 rules of thumb.

Check if your deal meets DSCR lender thresholds with rate tier comparison.

Model seller-financed deals with balloon payments, interest-only periods, and wrap mortgages.

Calculate agent commission splits, net to seller, and annual income projections.

How much house can you afford? Compare Conventional, FHA, and VA limits side by side.

Model vacancy rates per unit with sensitivity analysis and break-even vacancy.

Calculate current equity, HELOC borrowing power, and 10-year equity projection.

Compare 15, 20, 25, 30, 40, and 50-year mortgage terms side by side. See monthly payments, total interest, and total cost.

Calculate your front-end and back-end DTI ratios. See if you qualify for Conventional, FHA, and VA loans.

Monthly payments, total interest, and term comparison for any loan. Biweekly payment option.

Calculate payments for term loans, SBA 7(a) loans, and lines of credit with effective APR.

Full amortization schedule with extra payment modeling. See how extra payments save you years and thousands in interest.

Calculate how long to pay off credit card debt and how much extra payments save you.

Monthly car payments, total interest, and amortization for any auto loan.

See how extra payments, biweekly payments, or lump sums accelerate your mortgage payoff and save you thousands in interest.

Calculate your Financial Independence number, years to FIRE, and projected passive income at retirement.

Calculate when you can stop saving and let compound growth carry you to retirement. Find your Coast FIRE number.

Calculate how much part-time income you need to cover expenses while your investments grow to full FIRE.

Calculate your new salary after a raise across all pay frequencies — annual, monthly, biweekly, and hourly.

Calculate overtime pay and tax savings under the 2026 overtime tax exemption law.